About us

Some say TeslaPay is a payment system. We say TeslaPay is a digital bank with a human face.

We are a devoted team of finance professionals from across the globe with the ultimate goal to create a payment system that would allow you to experience the future. But without losing the human touch.

By finding the sweet spot between technology and humanity, we created a human-centred digital system – based on the needs of real people.

We travel a lot, do business a lot, therefore we know the banking needs of both individuals and businesses – even if they are constantly on-the-go. We know what works – and what doesn’t. So we created a payment system that would be just perfect. It’s the payment system where technology meets human touch. It’s the future. Today. Let’s shape it together.

Why TeslaPay?WHY

We wanted to create the bank of the future, so who better to turn to for inspiration than Nikola Tesla himself?

Tesla was an innovator. He was the one to develop the famous Tesla coil, the alternating current electrical system, the rotating magnetic field. He was also the first one who envisioned the smartphone, wi-fi, autopilot, and so much more. The most fascinating part is that all of these achievements are still celebrated today. What he envisioned a century ago, we are living today. Tesla was far ahead of his time, introducing concepts that would only be fully understood many years into the future. He shaped the future and now TeslaPay is doing the same. Or as we like to say – helping people tap into the future.

Tesla introduced the future to his time, TeslaPay is helping people Tap into the future today.

Our valuesVALUES

The principles that guide us, influence us, and have shaped us to who we are today.


We do the right thing, even if no one is watching. We are responsible for each step we make. If it is made by us it is made on purpose.


We treat individuals with the utmost dignity and respect. Because that’s what strong relationships are built on.


It is our nature to innovate. We constantly generate ideas that challenge the status quo.


We don’t just make promises, we keep them. We deliver on our commitments – to our partners, to our clients, and to each other. Our word is as good as gold.

So, what is TeslaPay?TESLAPAY

  • TeslaPay prepaid Mastercard
  • The most lucrative exchange rates for travel, shopping, and business
  • Personal access to your accounts with the most user-friendly interface
  • Online Verification – to save your time
  • No online transfer fees
  • IBAN, SEPA payments
  • European licence (See licence).
Heiki Murula


Over the years, Heiki Murula has obtained long-standing experience in financial services and the banking sector. Prior to coming to TeslaPay, he worked in several major banks in Estonia as a treasurer, as well as at the FX Team. His wide range of experience has allowed him to comprehensively understand the finance sector and gain market knowledge on regulatory requirements, supervisory systems, and provision of services regulations. Not to mention, Heiki has also successfully founded and managed several finance-oriented start-ups, worked in various payment service companies, and has successfully managed a 10 million EUR loan portfolio for years.

When he’s not shaping the future at TeslaPay, Heiki enjoys golfing and partaking in regattas.

“Success in golf depends on your skills and experience in the field. The same goes for business.”

Come tap into the future with TeslaPay

With TeslaPay, you can have a hand in shaping the future. We’re always looking for partners to collaborate
with on innovative new projects.

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